The spreadsheet you always meant to make.
You've thought about building a perk tracker. Maybe you even started one. Here's why you don't have to maintain it anymore.
PerkList
From $80/yr
Free for 2 cards
Spreadsheets
Free
Costs your time
What they give you
A spreadsheet is the obvious first instinct — and honestly, it's not a bad one. List your cards, list your perks, check things off each month. There are even shared templates floating around in credit card communities. If you maintain it perfectly, it works great.
Why we built PerkList
The catch is 'perfectly.' Perk values change when issuers update their cards. Reset dates vary — some are calendar month, some are cardmember year. New perks appear, old ones disappear. And at some point between March and April, the spreadsheet stops getting opened. PerkList is the version that maintains itself. We keep the data current, send you a heads up when perks reset, and track your annual fee offset automatically. You just open it and check things off.
Feature comparison
Honest take
A well-maintained spreadsheet genuinely works. The question is whether you'll maintain it. If the answer is 'probably not,' PerkList does it for you — and it costs less per month than the Uber perk you keep forgetting to use.
Other comparisons
Your perks are already waiting.
Add your cards and see what you've been missing. Free for 2 cards, no credit card required.