She loved the perks. He worried about the fees. They built PerkList.
She found out over dinner that her Amex had a monthly dining perk she’d been ignoring for six months. Not because she didn’t care — because nobody told her it was there.
She liked the perks. Hotel upgrades, lounge access, the streaming perk that made the annual fee feel less painful. He was the one who looked at those fees and wondered if they were actually coming out ahead.
She tried a spreadsheet. Color-coded, detailed, abandoned by March. The apps she found either wanted her bank login or were built for people with a dozen cards and strong opinions about transfer partners.
So he built her a checklist. What resets this month, did you use it, how close are you to covering the annual fee. That was it.
They built PerkList for everyone else who’s been meaning to do the same thing.
What we believe
Your perks, your data
We never ask for your bank login. We never see your transactions. You tell us which cards you have — that's all we need and all we want.
Accuracy matters
If we show you a perk that doesn't exist, you'll never trust us again. We verify perk data on a regular schedule and flag anything that changes.
Simple beats clever
There are powerful tools for points optimization. We're not one of them. We're a checklist — and we think that's exactly what most people need.
No dark patterns
No surprise charges. No making it hard to cancel. No burying the unsubscribe link. If PerkList isn't worth it, you should be able to leave in 30 seconds.
How we make money
We think you should know this upfront.
Subscriptions
$4/month or $36/year. This is our main revenue.
Rakuten shopping links
Small commission, no extra cost to you, always disclosed.
We don't sell your data. We don't show ads. Our recommendations aren't influenced by who pays us more.
See what your cards are really worth.
Built by people who forget their perks too. Free for 2 cards.