We keep it simple. They connect to your bank.
MaxRewards links to your bank accounts to auto-activate offers. PerkList never asks for your login — you just tell us which cards you have.
PerkList
From $80/yr
Free for 2 cards
MaxRewards
$49/yr
Free tier with ads
What MaxRewards does
MaxRewards takes an aggregation approach — connect your bank accounts and it automatically activates card offers and tells you which card earns the most. It's a hands-off tool for people who are comfortable sharing their banking credentials with a third-party app.
Why we built PerkList
PerkList takes the opposite approach. We never ask for your bank login, never see your transactions, and never store financial credentials. You tell us your cards, we show your perks, you check them off. It's more hands-on — and for people who'd rather not hand over their bank access, that tradeoff feels right.
Feature comparison
Honest take
MaxRewards is clever and powerful if you're comfortable with bank aggregation. If you'd rather keep your banking credentials to yourself and just want a simple perk checklist, PerkList is the simpler path.
Other comparisons
Your perks are already waiting.
Add your cards and see what you've been missing. Free for 2 cards, no credit card required.